Retire Not Expire

Plan Your Escape. . . Transition

by J.L. Edwards


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Softcover
$12.95
Hardcover
$41.95
Softcover
$12.95

Book Details

Language : English
Publication Date : 13/05/2020

Format : Softcover
Dimensions : 6x9
Page Count : 84
ISBN : 9781982244804
Format : Hardcover
Dimensions : 6x9
Page Count : 84
ISBN : 9781982244828

About the Book

Can you afford to retire and live on 50% of your current salary? Have you mapped out an actionable plan to retire with some level of security? Are you reviewing your 401(k)-account balance regularly and more importantly, do you have an investment strategy in place to generate income after you retire? If you answered “no” to any of these questions, you should read on. Like the American Dream, your retirement is based on an ideal. One that gives you freedom. You can choose to retire at 35 or 85 or somewhere in between. Making the choice is easy if you are armed with the critical information you need to know to make good decisions. But what if you only have been given part of the big picture? Will you still be able to make good decisions about your retirement benefits? “Retire Not Expire” is written from the perspective of an employee benefits professional who counsels employees rather than the perspective of a financial planner. The goal of the book is not to sell you a financial services product. The goal is to give you the information about retirement benefits so that you can ask the tough questions of yourself and your financial advisors before making the leap into retirement. We will delve into the difference between guaranteed income benefits versus tax advantageous savings accounts. We cover topics such as making the transition from an active employee to a retiree and we will demystify your benefits calculation. We will touch on the velvet handcuff known as health insurance as well as discuss the importance of asking the right questions of your retirement plan administrator, your human resources advisor and your financial advisor. Most importantly, we will give you a roadmap for making the transition into your best life. Retirement is a mindset. It is not a death sentence.


About the Author

J. L. Edwards career in the retirement and employee benefits field spans over 30 years. Originally from Brooklyn, NY, Ms. Edwards started her career at New York Life Insurance Company where she worked in the human resources and payroll departments. It was here where she focused on employee benefits administration. Ms. Edwards has worked with companies such as Discovery Communications, the National Rural Electric Cooperative Association (NRECA) and the American Council on Education. She has an extensive background in employee benefits design, pricing, marketing and communications. During her tenure with the American Council on Education as project manager, she successfully transitioned a nonprofit voluntary employee benefits trust (VEBA) into a for profit captive insurance company, Association Mutual Health Insurance Company, domiciled in the District of Columbia. Ms. Edwards earned her Certified Public Manager (CPM) designation from George Washington University Center for Excellence in Public Policy and holds both the Lean Six Sigma Green Belt and Black Belt designations. In addition, Ms. Edwards received multiple Government Financial Officers Association (GFOA) Excellence in Government Finance Award for her efforts in leading systems conversions. Ms. Edwards is currently a program manager with the District of Columbia Government where she provides guidance on issues relating to defined benefit and defined contribution retirement plans.